Eit
« Home | Car Alarms Offer Safety And Security » | Never Give Up » | Several Nutrients For Healthy Eyes » | Car Audio Terminology » | Swimming and Cardiovascular Health » | Book Review of George Anderson's Dancing on Thin Ice » | Can a Traffic Ticket Or DUI Affect Car Auto Insura... » | Can You Really Run Your Car With Water? » | How To Choose A Telescopic Pool Building? » | Free Tool to Help You Create a PDF Ebook »
Sunday, December 7, 2008
Car Buying Tip #16 - 6 Easy Steps to a Smart Buy
Repossessions are on the rise. Even consumers with excellent credit histories are being affected by today's tough economy. People are finding that their over inflated vehicle payments are strapping them for cash and they simply can't afford to keep up. Follow these six simple steps to make the smartest buy possible and avoid the pain of an over inflated payment.
6) Do Not Buy New Vehicles
This is due to the massive and immediate loss in value you will realize as soon as you drive off the car dealerships lot. The only time it may be okay to buy a new vehicle is if you lease the vehicle, or employee pricing is available in addition to large rebates and special finance rates.
5) Do Not Buy More Than You Can Comfortably Afford
An example would be someone making $2,000 a marijuana test and taking on a $500 a month car payment. You may think at the time you buy your new car you can make this payment, but I'm willing to bet you'll regret it a few months down the line. I would suggest a payment that is no more than 15% of your gross monthly income.
4) Shop Online
Competition is fierce online and you can shop a multitude of car dealerships with a simple click of your mouse.
3) Arrange Your Own Financing
Car Dealerships make big money when they arrange financing for you. Of course, if they can beat the best rate you were able to get on your own, then finance with their source.
2) Negotiate The Best Deal
This may sound difficult for some, but it is really not as hard as you think. Keep in mind that for every thousand dollars you are able to lower the sale price or get more for your trade, you will save an average of $20-$30 per month.If you were able to negotiate$4,000 off the sale price that would equate to$80-$120 per month in savings. That's big!
1)Never, Never Buy Your New Vehicle The Same Day You First Find It
Always, always see if the car dealership will allow you to take the vehicle home for the night before signing the contract. You need time to evaluate the deal and the vehicle in a pressure free environment, without any sales people or sales managers trying to cloud your judgment and use your emotions against you.
This is one of many car buying tips available, but an important one. Follow these steps and you will not only make a smart buy, but also make the entire experience much easier and more enjoyable.
Justin is the creator of http://www.InsiderCarBuyingTips.com He is a Car Buying, Bad Credit Repair and Auto Loan Finance authority. In addition to offering the most informative car buying tips on the Internet, he offers, direct to consumers, the least expensive A-(excellent) AM Best rated Extended Auto Warranties online and has partnered with the #1 auto loan refinance source.
Add a comment
Jun 17, 2008
Jun 18, 2008
Jun 19, 2008
Jun 20, 2008
Jun 21, 2008
Jun 22, 2008
Jun 23, 2008
Jun 24, 2008
Jun 25, 2008
Jun 26, 2008
Jun 27, 2008
Jun 28, 2008
Jun 29, 2008
Jun 30, 2008
Jul 1, 2008
Jul 2, 2008
Jul 3, 2008
Jul 4, 2008
Jul 5, 2008
Jul 6, 2008
Jul 7, 2008
Jul 8, 2008
Jul 9, 2008
Jul 10, 2008
Jul 11, 2008
Jul 12, 2008
Jul 13, 2008
Jul 14, 2008
Jul 15, 2008
Jul 17, 2008
Jul 18, 2008
Jul 19, 2008
Jul 20, 2008
Jul 21, 2008
Jul 22, 2008
Jul 23, 2008
Jul 24, 2008
Jul 25, 2008
Jul 26, 2008
Aug 4, 2008
Aug 7, 2008
Aug 8, 2008
Aug 10, 2008
Aug 11, 2008
Aug 12, 2008
Aug 13, 2008
Aug 14, 2008
Aug 16, 2008
Aug 17, 2008
Aug 18, 2008
Aug 19, 2008
Aug 20, 2008
Aug 21, 2008
Aug 22, 2008
Aug 23, 2008
Aug 24, 2008
Aug 25, 2008
Aug 26, 2008
Aug 27, 2008
Aug 28, 2008
Aug 29, 2008
Aug 30, 2008
Aug 31, 2008
Sep 1, 2008
Sep 2, 2008
Sep 3, 2008
Sep 4, 2008
Sep 5, 2008
Sep 6, 2008
Sep 7, 2008
Sep 8, 2008
Sep 9, 2008
Sep 10, 2008
Sep 11, 2008
Sep 12, 2008
Sep 14, 2008
Sep 16, 2008
Sep 18, 2008
Sep 19, 2008
Sep 20, 2008
Sep 30, 2008
Oct 1, 2008
Oct 2, 2008
Oct 3, 2008
Oct 4, 2008
Oct 5, 2008
Oct 6, 2008
Oct 7, 2008
Oct 8, 2008
Oct 10, 2008
Oct 11, 2008
Oct 12, 2008
Oct 13, 2008
Oct 14, 2008
Oct 15, 2008
Oct 16, 2008
Oct 17, 2008
Oct 18, 2008
Oct 19, 2008
Oct 20, 2008
Oct 21, 2008
Oct 22, 2008
Oct 23, 2008
Oct 24, 2008
Oct 25, 2008
Oct 26, 2008
Oct 27, 2008
Oct 28, 2008
Oct 29, 2008
Oct 30, 2008
Oct 31, 2008
Nov 1, 2008
Nov 2, 2008
Nov 3, 2008
Nov 4, 2008
Nov 5, 2008
Nov 7, 2008
Nov 8, 2008
Nov 9, 2008
Nov 10, 2008
Nov 11, 2008
Nov 12, 2008
Nov 13, 2008
Nov 14, 2008
Nov 15, 2008
Nov 16, 2008
Nov 17, 2008
Nov 18, 2008
Nov 19, 2008
Nov 24, 2008
Nov 25, 2008
Nov 26, 2008
Nov 28, 2008
Nov 29, 2008
Dec 1, 2008
Dec 2, 2008
Dec 4, 2008
Dec 5, 2008
Dec 6, 2008
Dec 7, 2008
Dec 8, 2008
Dec 9, 2008
Dec 10, 2008
Dec 11, 2008
Dec 12, 2008
Dec 13, 2008
Dec 14, 2008
Dec 15, 2008
Dec 16, 2008
Dec 17, 2008
Dec 18, 2008
Dec 19, 2008
Dec 20, 2008
Dec 21, 2008
Dec 22, 2008
Dec 23, 2008
Dec 26, 2008
Dec 27, 2008
Dec 28, 2008
Dec 30, 2008
Dec 31, 2008
Jan 1, 2009
Jan 2, 2009
Jan 3, 2009
Jan 4, 2009
Jan 5, 2009
Jan 6, 2009
Jan 7, 2009
Jan 8, 2009
Jan 9, 2009
Jan 12, 2009
Jan 13, 2009
Jan 14, 2009
Jan 15, 2009
Jan 16, 2009
Jan 17, 2009
Jan 18, 2009
Jan 19, 2009
Jan 20, 2009
Jan 21, 2009
Jan 22, 2009
Jan 23, 2009
Jan 24, 2009
Jan 25, 2009
Jan 26, 2009
Jan 27, 2009
Jan 28, 2009
Jan 29, 2009
Jan 30, 2009
Feb 22, 2009
Feb 23, 2009
Feb 24, 2009
Feb 25, 2009
Feb 26, 2009
Feb 27, 2009
Feb 28, 2009
Mar 1, 2009
Mar 2, 2009
Mar 3, 2009
Mar 4, 2009
Mar 5, 2009
Mar 6, 2009
Mar 7, 2009
Mar 9, 2009
Mar 10, 2009
Mar 11, 2009
Mar 12, 2009
Mar 13, 2009
Mar 14, 2009
Mar 15, 2009
Mar 16, 2009
Mar 17, 2009
Mar 18, 2009
Mar 19, 2009
Mar 20, 2009
Mar 21, 2009
Mar 22, 2009
Mar 23, 2009
Mar 30, 2009
Mar 31, 2009
Apr 1, 2009
Apr 2, 2009
Apr 3, 2009
Apr 4, 2009
Apr 6, 2009
Apr 7, 2009
Apr 8, 2009
Apr 10, 2009
Apr 11, 2009
Apr 12, 2009
Apr 13, 2009
Apr 14, 2009
Apr 15, 2009
Apr 16, 2009
Apr 17, 2009
Apr 18, 2009
Apr 20, 2009
Apr 23, 2009
Apr 24, 2009
Apr 25, 2009
Apr 26, 2009
Apr 27, 2009
Apr 28, 2009
Apr 29, 2009
Apr 30, 2009
May 1, 2009
May 2, 2009
May 3, 2009
May 4, 2009
Powered by Blogger Templates